Meet your financial needs
Borrow better for the planned and unexpected
Flexible and dependable, personal loans can be used to cover almost any expense.Break big expenses into manageable payments
100% Safe & Secure- Instant Process
We believe you are more than a number.
100M+
Loans Given
15000+
Customers Served
150
Countries
A Better Way to Get Loan
How it works
It's easier than you think. Follow the following simple easy steps
1. Fill the form
Fill basic information for us to get in touch with you.
2. Get pre-qualified
Verify your ID and get on a quick video call with a loan specialist.
3. Send documents
Upload your documents on the Bankio app and get approved in
4. Get a New Car
Make smart spending decisions on the spot. Our budgeting too
Put Your Plans into Action
Choose the Personal loan amount that you need ($1,000 to $30,000) and the payment period (6–18 months) that suits you best.
- No SSN or credit history required
- Checking for rate won't impact credit score
- No prepayment fees
We’ve helped more than 15,000 customers
Our goal is to help you grow. 4.4 out of 5 based on 155 reviews
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Ben Mason
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Ben Mason
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Ben Mason
don’t have an SSN yet there is no need to worry
Be Eligible Without SSN or Credit History
We look at holistic profile of individuals, and do no rely only on traditional credit history. We look at all indications of financial responsibility.
- Current employment or employability
- Education
- Financial Behavior
Feel free to pay as early as you want
Pay early without Any Extra Cost
No prepayment penalty for early payment, pay as soon as you want.
- Fast and Easy
- Early Loan Repaymnet
- No Hidden Fees
Easy access to all your personal needs
Loans, minus the paperwork and haggling.
We make borrowing uncomplicated by setting clear criteria that you can view beforehand to decide if we fit your needs.
- Competitively priced and tailored for you.
- Get an overview on your loans in the app.
Ready to get started?
It only takes a few minutes to register your FREE Bankio account.
A modern, technology-first bank built for you and your growing business.
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